{"id":2427,"date":"2022-04-27T17:36:57","date_gmt":"2022-04-27T17:36:57","guid":{"rendered":"https:\/\/crowdsourcelawyers.com\/california-statutes\/?page_id=2427"},"modified":"2022-05-20T23:45:05","modified_gmt":"2022-05-20T23:45:05","slug":"california-foreign-language-acknowledgement-form","status":"publish","type":"page","link":"https:\/\/crowdsourcelawyers.com\/california-statutes\/california-statutes\/california-foreign-language-acknowledgement-form\/","title":{"rendered":"California Foreign Language Acknowledgement Form"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l2huw454-7df0d5cc387e4d3bfe83e2681b6a68fe\">\n#top .av-special-heading.av-l2huw454-7df0d5cc387e4d3bfe83e2681b6a68fe{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-l2huw454-7df0d5cc387e4d3bfe83e2681b6a68fe .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-l2huw454-7df0d5cc387e4d3bfe83e2681b6a68fe .av-subheading{\nfont-size:22px;\n}\n<\/style>\n<div  class='av-special-heading av-l2huw454-7df0d5cc387e4d3bfe83e2681b6a68fe av-special-heading-h1 blockquote modern-quote  avia-builder-el-0  el_before_av_hr  avia-builder-el-first '><div class='av-subheading av-subheading_above'><p>California<\/p>\n<\/div><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Civil Code &#8211; CIV \u00a7 1632<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-3a876428eececa9d35452247ddb053af\">\n#top .hr.hr-invisible.av-av_hr-3a876428eececa9d35452247ddb053af{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-3a876428eececa9d35452247ddb053af hr-invisible  avia-builder-el-1  el_after_av_heading  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section 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aria-label='View results on search page' \/><\/div><input type='hidden' name='numberposts' value='10' \/><input type='hidden' name='results_hide_fields' value='' \/><\/div><\/form><\/search><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-3a876428eececa9d35452247ddb053af\">\n#top .hr.hr-invisible.av-av_hr-3a876428eececa9d35452247ddb053af{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-3a876428eececa9d35452247ddb053af hr-invisible  avia-builder-el-4  el_after_avia_sc_search  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<section  class='av_textblock_section av-l2huyzip-b652e53919382bd80e4fe06ca35ff44c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><div class=\"row\">\n<div class=\"subsection\"><\/div>\n<div class=\"subsection\">\n<div class=\"subsection\">\n<p>(a)\u2002The Legislature hereby finds and declares all of the following:<\/p>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(1)\u2002This section was enacted in 1976 to increase consumer information and protections for the state&#8217;s sizeable and growing Spanish-speaking population.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(2)\u2002Since 1976, the state&#8217;s population has become increasingly diverse and the number of Californians who speak languages other than English as their primary language at home has increased dramatically.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(3)\u2002According to data from the\u00a0<span class=\"added-material\">American Community Survey, which has replaced the decennial census for detailed socioeconomic information about<\/span>\u00a0United States\u00a0<span class=\"added-material\">residents, approximately 15.2 million Californians speak a language other<\/span>\u00a0than\u00a0<span class=\"added-material\">English at home, based on data from combined years 2009 through 2011. \u2002This compares to approximately 19.6<\/span>\u00a0million\u00a0<span class=\"added-material\">people who speak only English at home. \u2002Among the<\/span>\u00a0Californians who speak a language other than English\u00a0<span class=\"added-material\">at<\/span>\u00a0home, approximately\u00a0<span class=\"added-material\">8.4<\/span>\u00a0million speak\u00a0<span class=\"added-material\">English very well, and another 3 million speak English well. \u2002The remaining 3.8 million Californians surveyed do not speak English well<\/span>\u00a0or\u00a0<span class=\"added-material\">do not speak English at all. \u2002Among this group, the<\/span>\u00a0five languages other than English\u00a0<span class=\"added-material\">that are<\/span>\u00a0most widely spoken\u00a0<span class=\"added-material\">at home<\/span>\u00a0are Spanish, Chinese, Tagalog, Vietnamese, and Korean. \u2002<span class=\"added-material\">These five<\/span>\u00a0languages are spoken\u00a0<span class=\"added-material\">at home<\/span>\u00a0by approximately\u00a0<span class=\"added-material\">3.5 million<\/span>\u00a0of\u00a0<span class=\"added-material\">the 3.8 million<\/span>\u00a0Californians\u00a0<span class=\"added-material\">with limited or no English proficiency,<\/span>\u00a0who speak a language other than English\u00a0<span class=\"added-material\">at home<\/span>.<\/p>\n<\/div>\n<\/div>\n<div class=\"subsection\">\n<p>(b)\u2002Any person engaged in a trade or business who negotiates primarily in Spanish, Chinese, Tagalog, Vietnamese, or Korean, orally or in writing, in the course of entering into any of the following, shall deliver to the other party to the contract or agreement and prior to the execution thereof, a translation of the contract or agreement in the language in which the contract or agreement was negotiated,\u00a0<span class=\"added-material\">that<\/span>\u00a0includes a translation of every term and condition in that contract or agreement:<\/p>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(1)\u2002A contract or agreement subject to the provisions of Title 2 (commencing with\u00a0<span class=\"cite\">Section 1801\u00a0<\/span>) of, and Chapter 2b (commencing with\u00a0<span class=\"cite\">Section 2981\u00a0<\/span>) and Chapter 2d (commencing with\u00a0<span class=\"cite\">Section 2985.7\u00a0<\/span>) of Title 14 of, Part 4 of Division 3.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(2)\u2002A loan or extension of credit secured other than by real property, or unsecured, for use primarily for personal, family<span class=\"added-material\">,<\/span>\u00a0or household purposes.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(3)\u2002A lease, sublease, rental contract or agreement, or other term of tenancy contract or agreement, for a period of longer than one month, covering a dwelling, an apartment, or mobilehome, or other dwelling unit normally occupied as a residence.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(4)\u2002Notwithstanding paragraph (2), a loan or extension of credit for use primarily for personal, family<span class=\"added-material\">,<\/span>\u00a0or household purposes\u00a0<span class=\"added-material\">in which<\/span>\u00a0the loan or extension of credit is subject to the provisions of Article 7 (commencing with\u00a0<span class=\"cite\">Section 10240\u00a0<\/span>) of Chapter 3 of Part 1 of Division 4 of the Business and Professions Code, or Division 7 (commencing with Section 18000), or Division 9 (commencing with\u00a0<span class=\"cite\">Section 22000) of the Financial Code\u00a0<\/span>.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(5)\u2002Notwithstanding paragraph (2), a reverse mortgage as described in Chapter 8 (commencing with\u00a0<span class=\"cite\">Section 1923\u00a0<\/span>) of Title 4 of Part 4 of Division 3.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(6)\u2002A contract or agreement, containing a statement of fees or charges, entered into for the purpose of obtaining legal services, when the person who is engaged in business is currently licensed to practice law pursuant to Chapter 4 (commencing with\u00a0<span class=\"cite\">Section 6000\u00a0<\/span>) of Division 3 of the Business and Professions Code.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(7)\u2002A foreclosure consulting contract subject to Article 1.5 (commencing with\u00a0<span class=\"cite\">Section 2945\u00a0<\/span>) of Chapter 2 of Title 14 of Part 4 of Division 3.<\/p>\n<\/div>\n<\/div>\n<div class=\"subsection\">\n<p>(c)\u2002Notwithstanding subdivision (b), for a loan subject to this part and to Article 7 (commencing with\u00a0<span class=\"cite\">Section 10240\u00a0<\/span>) of Chapter 3 of Part 1 of Division 4 of the Business and Professions Code, the delivery of a translation of the statement to the borrower required by\u00a0<span class=\"cite\">Section 10240 of the Business and Professions Code\u00a0<\/span>in any of the languages specified in subdivision (b) in which the contract or agreement was negotiated, is in compliance with subdivision (b).<\/p>\n<\/div>\n<div class=\"subsection\">\n<p>(d)\u2002At the time and place where a lease, sublease, or rental contract or agreement described in subdivision (b) is executed, notice in any of the languages specified in subdivision (b) in which the contract or agreement was negotiated shall be provided to the lessee or tenant.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p>(e)\u2002Provision by a supervised financial organization of a translation of the disclosures required by Regulation M or Regulation Z, and, if applicable, Division 7 (commencing with Section 18000) or Division 9 (commencing with\u00a0<span class=\"cite\">Section 22000) of the Financial Code\u00a0<\/span>in any of the languages specified in subdivision (b) in which the contract or agreement was negotiated, prior to the execution of the contract or agreement, shall also be deemed in compliance with the requirements of subdivision (b) with regard to the original contract or agreement.<\/p>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(1)\u2002\u201c<span class=\"wordphrase\">Regulation M<\/span>\u201d and \u201c<span class=\"wordphrase\">Regulation Z<\/span>\u201d mean any rule, regulation, or interpretation promulgated by the Board of Governors of the Federal Reserve System and any interpretation or approval issued by an official or employee duly authorized by the board to issue interpretations or approvals dealing with, respectively, consumer leasing or consumer lending, pursuant to the Federal Truth in Lending Act, as amended (<span class=\"cite\">\u00a015 U.S.C. Sec. 1601 et seq.\u00a0<\/span>).<\/p>\n<\/div>\n<div class=\"subsection\">\n<p style=\"padding-left: 40px\">(2)\u2002As used in this section, \u201c<span class=\"wordphrase\">supervised financial organization<\/span>\u201d means a bank, savings association as defined in\u00a0<span class=\"cite\">Section 5102 of the Financial Code\u00a0<\/span>, credit union, or holding company, affiliate, or subsidiary thereof, or any person subject to Article 7 (commencing with\u00a0<span class=\"cite\">Section 10240\u00a0<\/span>) of Chapter 3 of Part 1 of Division 4 of the Business and Professions Code, or Division 7 (commencing with Section 18000) or Division 9 (commencing with\u00a0<span class=\"cite\">Section 22000) of the Financial Code\u00a0<\/span>.<\/p>\n<\/div>\n<\/div>\n<div class=\"subsection\">\n<p>(f)\u2002At the time and place where a contract or agreement described in paragraph (1) or (2) of subdivision (b) is executed, a notice in any of the languages specified in subdivision (b) in which the contract or agreement was negotiated shall be conspicuously displayed to the effect that the person described in subdivision (b) is required to provide a contract or agreement in the language in which the contract or agreement was negotiated, or a translation of the disclosures required by law in the language in which the contract or agreement was negotiated, as the case may be. \u2002If a person described in subdivision (b) does business at more than one location or branch, the requirements of this section shall apply only with respect to the location or branch at which the language in which the contract or agreement was negotiated is used.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p>(g)\u2002The term \u201c<span class=\"wordphrase\">contract<\/span>\u201d or \u201c<span class=\"wordphrase\">agreement<\/span>,\u201d as used in this section, means the document creating the rights and obligations of the parties and includes any subsequent document making substantial changes in the rights and obligations of the parties. \u2002The term \u201c<span class=\"wordphrase\">contract<\/span>\u201d or \u201c<span class=\"wordphrase\">agreement<\/span>\u201d does not include any subsequent documents authorized or contemplated by the original document such as periodic statements, sales slips or invoices representing purchases made pursuant to a credit card agreement, a retail installment contract or account or other revolving sales or loan account, memoranda of purchases in an add-on sale, or refinancing of a purchase as provided by, or pursuant to, the original document.<\/p>\n<p>The term \u201c<span class=\"wordphrase\">contract<\/span>\u201d or \u201c<span class=\"wordphrase\">agreement<\/span>\u201d does not include a home improvement contract as defined in\u00a0<span class=\"cite\">Sections 7151.2\u00a0<\/span>and\u00a0<span class=\"cite\">7159 of the Business and Professions Code\u00a0<\/span>, nor does it include plans, specifications, description of work to be done and materials to be used, or collateral security taken or to be taken for the retail buyer&#8217;s obligation contained in a contract for the installation of goods by a contractor licensed pursuant to Chapter 9 (commencing with\u00a0<span class=\"cite\">Section 7000\u00a0<\/span>) of Division 3 of the Business and Professions Code, if the home improvement contract or installation contract is otherwise a part of a contract described in subdivision (b).<\/p>\n<p>Matters ordinarily incorporated by reference in contracts or agreements as described in paragraph (3) of subdivision (b), including, but not limited to, rules and regulations governing a tenancy and inventories of furnishings to be provided by the person described in subdivision (b), are not included in the term \u201c<span class=\"wordphrase\">contract<\/span>\u201d or \u201c<span class=\"wordphrase\">agreement<\/span>.\u201d<\/p>\n<\/div>\n<div class=\"subsection\">\n<p>(h)\u2002This section does not apply to any person engaged in a trade or business who negotiates primarily in a language other than English, as described by subdivision (b), if the party with whom he or she is negotiating is a buyer of goods or services, or receives a loan or extension of credit, or enters an agreement obligating himself or herself as a tenant, lessee, or sublessee, or similarly obligates himself or herself by contract or lease, and the party negotiates the terms of the contract, lease, or other obligation through his or her own interpreter.<\/p>\n<p>As used in this subdivision, \u201c<span class=\"wordphrase\">his or her own interpreter<\/span>\u201d means a person, not a minor, able to speak fluently and read with full understanding both the English language and any of the languages specified in subdivision (b) in which the contract or agreement was negotiated, and who is not employed by, or whose service is made available through, the person engaged in the trade or business.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p>(i)\u2002Notwithstanding subdivision (b), a translation may retain the following elements of the executed English-language contract or agreement without translation: \u2009names and titles of individuals and other persons, addresses, brand names, trade names, trademarks, registered service marks, full or abbreviated designations of the make and model of goods or services, alphanumeric codes, numerals, dollar amounts expressed in numerals, dates, and individual words or expressions having no generally accepted non-English translation. \u2002It is permissible, but not required, that this translation be signed.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p>(j)\u2002The terms of the contract or agreement\u00a0<span class=\"added-material\">that<\/span>\u00a0is executed in the English language shall determine the rights and obligations of the parties. \u2002However, the translation of the contract or the disclosures required by subdivision (e) in any of the languages specified in subdivision (b) in which the contract or agreement was negotiated shall be admissible in evidence only to show that no contract was entered into because of a substantial difference in the material terms and conditions of the contract and the translation.<\/p>\n<\/div>\n<div class=\"subsection\">\n<p>(k)\u2002Upon a failure to comply with the provisions of this section, the person aggrieved may rescind the contract or agreement in the manner provided by this chapter. \u2002<span class=\"added-material\">If<\/span>\u00a0the contract for a consumer credit sale or consumer lease\u00a0<span class=\"added-material\">that<\/span>\u00a0has been sold and assigned to a financial institution is rescinded pursuant to this subdivision, the consumer shall make restitution to and have restitution made by the person with whom he or she made the contract, and shall give notice of rescission to the assignee. \u2002Notwithstanding that the contract was assigned without recourse, the assignment shall be deemed rescinded and the assignor shall promptly repurchase the contract from the assignee.<\/p>\n<\/div>\n<p><br class=\"avia-permanent-lb\" \/><br class=\"avia-permanent-lb\" \/><\/p>\n<\/div>\n<\/div>\n<hr \/>\n<p><a href=\"https:\/\/crowdsourcelawyers.com\/\">CrowdSourceLawyers.com<\/a><\/p>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":2019,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2427","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>California Foreign Language Acknowledgement Form - California Statutes<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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